Personal Savings

Savings Accounts

Save for your future with us!

"Too many people spend money they buy things they don’t impress people that they don’t like."

– Will Rogers, On Money

Paperless Statements

Free Online & Mobile Banking

Interest Bearing Account

ATM Rebates

Pick an account that best fits you!

Please contact a representative for more details.

Want Higher-Interest- How about a CD?

Quail Creek Bank pays competitive interest rates on money that is on deposit for a fixed period of time.* A Certificate of Deposit (CD) is a great way to manage your money when you are able to set aside funds for a period of time. By investing in a Quail Creek Bank CD, you can maximize your interest rate and enjoy the security of FDIC insurance.

    Benefits of a CD

  • - Choose from various lengths of time
  • - CDs typically pay higher interest
  • - Most accounts are FDIC-insured
  • - There is no charge to open a CD
  • - A QCB CD can be used as collateral for a QCB loan
*Substantial penalty for early withdrawal. Fees could reduce the earnings on the account. The CD interest rate and annual percentage yield may change after account opening.

Individual Retirement Account (IRA)

A Traditional IRA (An Individual Retirement Account other than a Roth IRA or SIMPLE IRA) is a special tax deferred savings plan authorized by the federal government to encourage you to accumulate money for retirement. Individuals who are under 70 ½ years of age for the entire tax year and who have earned compensation or have received alimony may contribute to a traditional IRA. Roth IRA contributions are not tax deductible. But, distributions are tax and penalty free provided (1) the distribution is made after the 5-year taxable period beginning with the first taxable year in which a Roth contribution was made and (2) the distribution was made after the recipient has reached age 59 ½, is permanently disabled or is a beneficiary in the case of death. Also, the distribution can be tax and penalty free for first-time home buyer’s expenses, up to $10,000.00. Contribution limits to both the Traditional and Roth IRA may be adjusted annually for inflation. Individual Retirement Accounts are separately insured from any single, joint or revocable trust accounts you have on deposit at our institution for $250,000 by the FDIC. Contact any of our new account representatives at Quail Creek Bank for further information on IRA!